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Avoid An Unhappy Retirement With These Tips
Sep26

Avoid An Unhappy Retirement With These Tips

It’s not easy to change your lifestyle. Retiring alone is a huge change. It’s dramatic enough to stop working, stop the routine, stop the personal connections let alone worry about the financial aspects of retirement. The switch from full time work to full time retirement is difficult even without having to worrying about affording a comfortable retirement for 30-40 years. But there are many Americans having to do just...

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Save $1,000’s Using A Balance Transfer Credit Card
Apr25

Save $1,000’s Using A Balance Transfer Credit Card

Let me preface this post by saying that I’ve never used a balance transfer credit card offer myself but I’ve seen a number of people use it successfully to help them pay off their debt faster. Using a balance transfer credit card can easily help you save $1,000’s in interest each year but it does come with some risks. A balance transfer credit card is a credit card that usually has a low introductory interest rate...

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Check Into Cash Review
Mar28

Check Into Cash Review

Check Into Cash is a loan provider with a number of products that include payday loans, online loans, loan by phone and title loans. They’ve been in business since 1993 and have a good reputation considering they offer payday loans (which is a product that always gets some tough criticism). They have over 1,100 physical locations in 30 states. They offer services like payday loans, online cash advances, title loans and prepaid...

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Life Hack Your Credit Score With These 10 Tips
Mar14

Life Hack Your Credit Score With These 10 Tips

Your credit score is crazy important. It drives a lot of your financial life. It determines what kind of credit cards you can qualify for. It also determines what type of interest you pay on personal loans and car loans. It can even impact where you live because your credit score gets pulled for things like rental applications & mortgage applications. So how do you improve your credit score? Its actually pretty easy to do. Below...

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The 3 Big Benefits Of An Emergency Fund
Feb15

The 3 Big Benefits Of An Emergency Fund

Emergency fund are amazing when you have them. From personal experience there are a number of benefits you get from having an emergency fund but there are three main benefits in my opinion. Emergency funds are simple, they offer a cash buffer that helps you absorb unexpected expenses. Its basic buts its a very valuable personal finance tool. Building an emergency fund can be difficult but you can find some tips here to help you create...

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A Personal Loan Is OK When…
Feb08

A Personal Loan Is OK When…

There are a few instances when I’d say that a personal loan is the solution to someones money problem. There are a few situations when someone needs money and a personal loan just might be the right answer. Let me first say that these situations are few and far between and that taking out more loans is rarely the answer. But in some cases it might be the smart thing to do. If you think you may need a personal loan after reading...

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No One Should Be In Need During The Holidays
Dec21

No One Should Be In Need During The Holidays

The holidays should be a time of cheer so it breaks my heart to think that there are people and families out there who may be in need. Children without gifts. Families without food. People potentially without heat, electricity or shelter. People stressed about bills, rent, gas, insurance etc etc. If you’re in need during the holidays then you should know that there are many organizations out there who can help. Here’s a...

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“I Need 200 Dollars Now” Ideas
Dec14

“I Need 200 Dollars Now” Ideas

Financial emergencies happen all the time. Things like car repairs, hydro bills, gas bills, home repairs, medical emergencies can all creep up on you. These unexpected bills can make you say…. “shit… I need money now”. So if you need $200 now and you need some ideas then here are a few “I need 200 dollars now!” ideas for you… Flip Stuff On Craigslist: Lots of time you can find some pretty...

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