29 “I Need Money Now” Ideas


Need money now? Want money today? Well you’ve come to the right place. Below you’ll find 29 “I need money now” ideas to help you make ends meet (Plus a 10 extra bonus ideas at the end).

Ideas like donating blood for money… or how to find help paying bills… or how to make some quick money.

If you want more money then we’ve got a ton of ideas to help you.

29 "I Need Money Now" Ideas

1. Make Money Blogging

Make a blog. Turn $90 into $9,000. After just one year of blogging I was making over $1,500/month in ad revenue from my various sites. Last year the total was over $20,000. Starting a blog might seem difficult but its actually pretty easy to do. Sign up with BlueHost or HostGator (40% off!) and use my guide to start your own blog and turn $90 into $9,000.


2. Help Paying Bills

Who couldn’t use some help paying bills? Some months it can be hard to make ends meet. Bills pile up and eventually something has to give. If you want some help paying bills then there are options available like LiHEAP etc.


3. Donate Blood For Money

Donating blood for money is easy to do and you’ll get paid the same day. The first appointment will take anywhere from 2-3hrs but after that you can donate up to twice per week and it will only take ~1hr. At $25-$50 per donation this is perfect if you want money today. Find one of 482 places to donate blood for money.


4. Negotiate Your Bill Payments

Would you like some extra money for bills? There are millions of people who are behind on their bills. If you’re struggling to pay your monthly bills then try negotiating your bill payments. This works for all kinds of bill payments. Cell phone, internet, cable, electricity, gas, water, sewer, insurance etc. There are a couple of different strategies you could use. Find one that works for you.

Or if you want extra money for rent then could always try to negotiate your monthly rent payments.



5. Start A Small Business

Check out our list of 37 easy small business ideas. These easy small business ideas require minimal investment. They don’t require a lot of cash upfront. They also don’t require a lot of time before they start to make money (although more time usually means more profit).


6. Get Help With Rent

Check out this list of organizations that help with rent. From HUD, to USDA to the United Way. There are lots of options if you’d like to get some help to pay your rent.


7. Paid Focus Groups

Paid focus groups are a fun and easy way to earn money fast. Have you ever bought something or used a service at some point in your life? Then great news! Through paid focus groups market research companies will pay you for your opinions about these products and services.


8. Get An Emergency Loan

Emergencies always come at the worst possible times. It could be a broken car, home repair, unplanned hospital visit or an unexpected expense. Whatever the reason the key thing to remember is not to panic. Emergency loans can be sent to your bank account within 24 hours. This guide to emergency loans will help you get through this financial emergency.


9. Visit A Pawn Shop

Pawn shops loan money fast. That’s their primary purpose. They offer “collateralized loans” where a customer offers something which the pawn shop keeps in exchange for a money loan. This could be a good option if you only require some extra money for a short period. Find out more about how pawn shop loans work.


10. Make Quick Cash Online With Swagbucks

Want to make quick cash online? Then we’ve got the answer for you. If you haven’t signed up yet then you’re missing out. Swagbucks is one of the largest online rewards programs out there. They pay “swag bucks” to their users for doing a variety of things online. Check out our review.


11. Earn Money Online With Clickworker

If you want to earn money online fast then I’ve got a great site for you. Clickworker pays between $8-$10 per hour and will pay out after just $1 in earnings. Clickworker is a company based in Germany that will pay you to do small online tasks. The tasks vary from writing product evaluations, to evaluating search engine results to plain old data entry. Check out our Clickworker review for more info.


12. Become A Virtual Assistant

Would you like to become a virtual assistant? If you’re looking for extra cash and want to work from home then becoming a virtual assistant might be the perfect choice for you. With the right skills you could make anywhere from $10-$40/hr as a virtual assistant.


13. Make Money Online

There are tons of different ways to make money online. We’ve put together a massive list of 66 different ways to make money online. Some are easy to do and you can earn money right away. Some are harder to do but the payoff is much bigger. Check out the list and find one that works for you.


14. Baby Sitting

It can be easy to make money babysitting. Reach out to your network and see if anyone would like a babysitter for the night. Try posting on Facebook/Twitter to see if anyone could use some help.


15. Sell Those Gift Cards

Do you have any gift cards lying around? Apparently there is $41 billion in unclaimed gift cards out there. Take a look around your home. Then sell these gift cards for cash on Craigslist. If you’re feeling bold you could also go to the store and ask customers if they would like to buy the gift card on the spot for 80-90% of the value.


16. Employer Cash Advance

Ask your employer if they would mind giving you a cash advance on your next paycheck. This amount would then get deducted off your next pay.


17. Busking For Money

If you can play an instrument or have a fun talent then try busking for money. Buskers can make $100+ in just a few hours with the right location. Read our recent post for more info on how to busk for money.


18. Freelance Delivery Service

Do you have a truck or trailer? Try advertising your services on Craigslist where people are already buying/selling large items. There are plenty of people who will pay $20-$50 to have someone move their purchases.


19. Ask Friends/Family

This is probably a last resort for many people but a personal loan from friends or family could be a great option to get some quick cash. If you want to make it more formal (and maybe less awkward) then use a loan agreement to specify the amount and date of repayment. These templates can be found online or you can create your own.


20. Have A Garage Sale

Turn that extra stuff into extra cash with a garage sale. Promote your garage sale on Craigslist at least a few days in advance and watch as the cash rolls in.

Bonus: If you have kids have them setup a lemonade stand. Going rates for a lemonade are about $1.00 a glass. Add some cookies at $0.50 each or “3 for $1” and make even more money.


21. Make Cash Selling Glow Sticks

Cash in on the summer excitement by selling glow sticks. Sell glow sticks at 4th of July Fireworks (an obvious one), fairs, festivals, concerts, sporting events, community parties, almost any night-time summer event! Buy them for $0.06-$0.60 and sell them for $1-3 each.


22. Take A Temp Job

If you have some extra time then a temp job might be the perfect option for you. This could even be done on top of your current job and required less commitment than a real second job. The best way to find a temp job is through an agency. Check out our How To Find Temp Jobs post for more details.


23. Rent Out Your Parking Spot

Sometimes rental units come with a parking spot. If you don’t a car then this is a great way to earn some extra cash. Rent out that spot for $50-$100 per month.


24. Return Empties

Return your empties for $0.10/bottle or can. Scope out the neighbourhood trash and recycling bins for even more empties. Note which houses typically throw away their empty bottles rather than returning them and hit those ones first.


25. Debt Consolidation Loan

If you have a lot of outstanding credit card debt then perhaps a debt consolidation loan is the best way to pay down debt in your situation. By getting a peer-to-peer loan you could cut months or even years off the time it takes you to become debt free.


26. Rent Out A Room

Renting out a room in your house has never been easier. Check out AirBnB to see what the rates are in your area. You could also rent a room to a student for the whole semester. Foreign students often require temporary accommodation and will pay $500-$1000/month for room or room & board.


27. Setup A Roadside Stand

The summer heat can be brutal and it only gets worse when your stuck in traffic. Try selling ice cold bottles of water beside those busy intersections. Drivers will pay top dollar for a cold drink.


28. Financial Help For Single Mothers

Find financial help for single mothers. Being a single parent is hard! Add some financial concerns and it becomes incredibly hard. We want to help you find help.


29. Sell Items On Craigslist

If you live in a large city or town then selling items on Craigslist is easy. There are lots of people searching for items every day and this can lead to some quick sales. Check your house/apartment for unused items that you could sell quickly.


9 Bonus “I Need Money Now” Ideas

30. Make Money Washing Cars

Make some good money by washing and detailing cars. Grow you customer base through word of mouth. You could make anywhere from $20 for a basic wash/wax up to $80 for the full package including wash/wax/vacuum and polish.


31. Donate Hair For Money

Do you have beautiful long hair? Do you also want some extra cash? Why not get a fresh new look and make some money at the same time? If you decide to donate hair for money you could make up to a few thousand dollars!


32. Payday Loan Alternatives

Check out this list of payday loan alternatives . Try things like getting a personal loan from a credit union or bank. Payday loans charge terrible interest rates and should be avoided at all costs. Check out our list of alternatives to avoid these hefty fees.


33. Find Free Money

How would you feel if you found $10 in free money now? Pretty good right? How about $100? Well that would be amazing. What if you found $4 million dollars? There are literally billions of dollars being held in trust for people. It could be from old bank accounts, old brokerage accounts or forgotten utility deposits. Find out if you have free money now.


34. Get Assistance With Your Heating Costs

The low income home energy assistance program (LiHEAP) was started to help low income households pay a portion of their home energy usage. It offers help with heating and electricity bills during colder winter months. The highest benefit is in Alaska at $1,172 but other states get large benefits as well. Find out if you’re eligible and how to apply.


35. Sell Your Credit Card Rewards Points Online

Why not sell some rewards points online? If you’re like me you’ve probably got a few credit cards that earn points and for the most part those points just sit around gathering dust. Buying, selling or bartering your points is technically against the terms of service but it’s possible to unlock some of that value.


36. Use Your Credit Card For A Free Cash Advance

Sometimes when you want extra money it’s just a short term cash flow problem. You’ll have money in a few weeks but you require a bit extra right now. This has happened to me in the past and I’ve used a little trick to get a short term “loan” from my credit card for free.

The key to this trick is timing. Timing is everything. Find out how I got a short term loan from my credit card for free.


37. Start Freelance Writing

Freelance writing is prefect for those who want to make extra money on the side. It’s fun, its flexible, it pays pretty well and you can do it on top of your current job. It can even become a full time job, it all depends on how much time you put in. Here’s how to make money freelance writing.


38. Make Extra Money Walking Dogs

Love animals? Then one of the best ways to make extra money is by walking dogs. An experienced dog walker can make between $15-$25 per hour. You can make extra money by walking 2-3 dogs at the same time. Read our post for some tips on how you can get into the dog walking business and start raking in the cash.


Read our list of 66 Ways To Make Money Online.


Photo by Randen Pederson via Flickr


  1. Focus groups can be a gold mine if you’re 18-24. That demographic, especially if you’re a guy, gets polled so often because advertisers thing of them as the holy grail for some reason. I’ve done a few focus groups that paid a minimum of $100 each for no more than 2 hours of work.

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    • That’s awesome Sandy thanks for sharing! At $50/hr that does seem like a pretty good deal!

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  2. This is a very informative making money list. Im sure you convinced a few people to take on a new side job. I like the glow stick seller, as the profits can easily be doubled with no real effort. Thanks.

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  3. I recently started using Clickworker and reached the cashout point very quickly and was paid a few days after cashing out. The cashout minimum is now $5 though, instead of $1.

    Post a Reply

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